How to buy a home in Cape Verde

A clear, step-by-step guide for anyone buying their first property in Cape Verde — with no surprises.

Last updated: 11/09/2026

1. Set your goal and budget

Before you start looking, decide on the island and area, the type of property (apartment, house or land) and your ceiling. Prices in Cape Verde vary a great deal between Praia, Mindelo, Sal and the other islands.

2. Check the property’s paperwork

Before committing to anything, confirm the property is in order. The essential documents are:

• Tax record (matriz predial) — identifies the property with the tax authority.
• Land registry certificate — confirms who owns it and whether there are charges (mortgages, liens).
• Building and habitation permits, where applicable.

Imoflex checks all of this for you before proceeding.

3. Promissory contract and deposit

Once the price is agreed, a promissory contract of sale is signed, usually with a deposit. This contract sets the terms and protects both parties until the deed.

4. Public deed

The purchase is formalised by public deed. This is also when the taxes and transaction costs are settled — we explain them in advance so there are no surprises.

5. Financing (if needed)

If you need a mortgage, we help you connect with local banks and gather the required documents.